Digital Rupee Ke Bare Mein Full Jankari : Digital Rupee Kya Hai? 2023

digital-rupee
Hello, hinglishblog.in par apka swagat hai, jaise ki apko pata hoga digital assets like cryptocurrency, Nft is saal bahut hi charche mein raha hai. Similarly Reserve Bank of India (RBI) ne apna khudka official aur legal digital currency ko launch karne ka plan kar liya hai. Toh aaj ka blog post digital rupee ke upar hone wala hai, aur agar apko yah post acha lage toh aap please humein support kare. 

Reserve Bank of India (RBI) ne apne Central Bank Digital Currency (CBDC) ke pilot (jo is pure system ka future decide karegi) ko launch karne ke liye taiyar hai, jise Digital Rupee bhi kahate hai. CBDC yaha ek legal tender ke jaise kam karegi digital form mein.

Digital Rupee Kya Hai?

Central Bank Digital Currency (CBDC) yah Digital Rupee ek kendriya bank duara jaari currency note/mudra ka digital roop hai, saral shabd mein bolu toh digital rupee paisa ke ek electronic roop hai. Aur is digital rupee se hum contactless transaction kar sakte hai. 

Pragatisheel vikash ke karan humne paise ko ek roop se alag roop mein change hote hue dekha hai jaise ki commodity money (dravy mudra) se dhaatu ke paise se papers ke notes, aur ab digital mudra ki baat chal rahi hai. RBI aur Indian government humesha se hi digital payments ko lekar bahut hi supportive raha hai.

For example jab UPI aur BHIM launch hua tha tab in digital payment platforms ko RBI aur Indian government ne promote matlab support kia tha isiliye pure retail sector mein inka implementation bahut hi jaldi hua. Physical note currency ko digital form mein lane ke liye RBI ne sabse naya tarika aajamaya hai digital rupee ko launch karke. 

2022 mein Union Budget ko pesh karte hue finance minister Nirmala Sitharaman ne ghoshana kiya ki Reserve Bank of India jald hi apna digital currency (mudra) shuru karne wala hai. Aur November 1st 2022 ko Reserve Bank of India ne digital rupee ko launch kar diya. Is electronic mudra mein cashless economy ka maarg prashast karne ki shamata hai.

CBDC Kya Hai?

Reserve Bank of India (RBI) ke mutabik Central Bank Digital Currency (CBDC) ek legal tender hai jo ki digital form hai. Legal tender ka matlab hota hai physical currency jo hum physical payments karne mein use karte hai. CBDC ek sovereign (independent) currency hai jisko sirf Central Bank regulate karegi. 
Technology
December 14, 2022
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