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Pradhan Mantri Jan Dhan Yojana Kya Hai? 2023

Swagat hai par aaj ka blogpost Pradhan Mantri Jan Dhan Yojana Kya Hai? ke upar hone wala hai. 28th August 2014 ko prime minister Narendra Modi ne Pradhan Mantri Jan Dhan Yojana (PMJDY) ko launch kia tha.
Mein apko bata dun 15th August 2014 ko Independence Day ke din speech dete samaye prime minister Narendra Modi ne pehli bar is scheme ke baare mein annouce kia tha.

Pradhan Mantri Jan Dhan Yojana Kya Hai?

Yah ek scheme hai jo humare pradhan mantri Narendra Modi duara 28th August 2014 ko launch kiya gaya tha aur yah scheme ek national mission jo humare government ne apne desh ke logon ke liye launch kiya hai. Is scheme ke chalte humare desh ke log alag-alag financial services ko bahut hi minimum cost par pradan kar payenge.

Jitne bhi financial services hai jaise ki money transfer, credit, pension, Insurance, Banking, Saving & Deposit account, etc. log in services ko bahut affordable cost par use kar payenge. Yah jitne bhi services hai sirf un logon ko pradan kiye jayenge jinka aarthik conditon kharab hai.

Jo log backward section mein atte hai, jinka income bahut low hai, jo log paise ke karan bank account nahi khol pa rahe hai, ese logon ke liye govt. ne yah scheme nikala hai taki vah asani se aur kam-se-kam paise mein in financial products aur services ko use kar sake.


Q: Pradhan Mantri Jan Dhan Yojana kya hai?
A: Pradhan Mantri Jan Dhan Yojana (PMJDY) ek desh vikas ke liye shuru kiya gaya ek yojana hai. Is yojana ke antargat, jinke paas bank account nahi hai, unhe bank account khulwane ki suvidha pradan ki jati hai.

Q: PMJDY ke antargat kis tarah ki suvidhayein pradan ki jati hain?
A: PMJDY ke antargat, bank account khulwane ke saath-saath debit card, insurance, aur pension scheme jaise anek suvidhayein bhi pradan ki jati hain.

Q: PMJDY mein account khulwane ke liye kin cheezon ki zarurat hoti hai?
A: PMJDY mein account khulwane ke liye aapko sirf apna Aadhaar card, passport, voter ID card, driving license, PAN card ya kisi bhi doosre government authorized document ki zarurat hoti hai.

Q: PMJDY mein account khulwane ke baad kya fayde hain?
A: PMJDY mein account khulwane ke baad aapko uplabdh anek fayde hain jaise ki - interest on deposit, insurance cover up to Rs. 2 lakh, overdraft facility up to Rs. 10,000, aur direct benefit transfer scheme.

Q: PMJDY kis tarah se desh ki arthvyavastha aur nagrikon ke liye faydemand hai?
A: PMJDY desh ki arthvyavastha aur nagrikon ke liye faydemand hai kyunki is yojana ke madhyam se sabhi nagrikon ko banking ki suvidha uplabdh ho jaati hai, jo unki financial inclusion mein madad karta hai. Iske alawa, yeh yojana berozgaari ki samasya ko bhi kam karne mein madad karti hai.

Q: PMJDY ke antargat account khulwane ke liye kya age limit hai?
A: PMJDY ke antargat account khulwane ke liye koi age limit nahi hai. Yeh yojana sabhi nagriko ke liye khuli hai, chahe woh bachcha ho ya phir bujurgo.


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